Options Equal Opportunities

Combination loans can make sense for some buyers
 
But a good lending professional offers options to help every family's dreams take root, such as a loan with Mortgage Insurance.
 
The market has changed, and Mortgage Insurance has changed with it.
 
Genworth's HomeOpeners® PaymentPlus, a single premium MI product, lets homebuyers enjoy monthly payments that are lower than they would be with traditional mortgage insurance, most combination loans or FHA loans.
 
In the event of job loss, many consumers will struggle to make their mortgage payment.  However, Involuntary Unemployment Insurance, provided at no additional cost with many Genworth HomeOpeners products, provides borrowers with a safety net.
 
It makes a borrower's full monthly mortgage payment - principal, interest, taxes and insurance - up to $2,000 per payment, for up to six payments.
 
Another option is HomeOpeners Value 40, Genworth's breakthrough interest only product. With a 10-year interest only period followed by a 30-year amortization, a Value 40 mortgage is safe and affordable. Homebuyers get a low monthly payment without any scary unpredictability.
 
Now that mortgage insurance is tax deductible for many buyers, an insured loan is actually cheaper than most combination loans - and is not rate sensitive like exotic loans that may leave homebuyers wondering what they've gotten themselves into.
 
Take the time to explore the options. Adding mortgage insurance from Genworth can make a difference in how quickly a mortgage loan is approved, and it can help your borrowers qualify with a minimal or even zero down payment.
 
Competitive monthly payments. Safety and security. And now tax deductibility. Mortgage insurance from Genworth can give your buyers options they didn't know existed.
 
Discover how options can become opportunities. Genworth Mortgage Insurance - helping dreams take root.